Kvaziobligatsii of currencies

Currency accepted regarded only as an object for speculation or as a means of international payments. However, modern markets allow synthesis of currencies and derivatives, synthetic products, whose behavior corresponds to the bonds. With the advent of computer technologies such opportunities have not only for large financial institutions, but also for small investors.
Inquisitive person asked in the letter ...
One day I received a letter in which the author asked the board: how to cover the price risk on the currency pair Pound / Yen? I must say, the trader, this is highly commendable: rare really inquisitive person engaged in commerce in the financial markets, strange as it sounds. The main incentive that motivates him to a deal where he was in a long position on the pound and the yen on short, were betting, or rather - their differential. Trader estimated that if the price will not move anywhere, then a year he gets a little more than nine "shapes" as a result of payments on swap of 2.5 points on a daily basis to the position of the two lots. This meant, he explained in a letter that the amount required to maintain the position, increased approximately seven times.

Long car loans returned to the market

K-s banks that make loans for the purchase of new foreign cars for five years, the last three months has almost doubled. Simultaneously with the building of the timing experts predict the transition to a floating interest rate on long-term loans. Interest rates declined slightly
According to the company Prostobank Consulting on 06/21/2010, the number of banks that are among the 50 largest by assets, outstanding loans for the purchase of cars of foreign manufacture for a period of five years, representing 16 agencies. On 15.03.2010, the banks issuing the loans, was 9. Thus, the number of bank loans for the three months increased by seven organizations. Also increased and the number of bank loans for a period of seven years, up to four agencies, although in early 2010 in this segment was represented by only one bank.

How to tame the collectors

In six years of the crisis profession has evolved from a collector in curios, as they say, "everyone's lips," wrote Today How to protect your rights, if the collector of persistently flout
No wonder, because if the dollar rises by 60%, then the part of borrowers can no longer fully pay for foreign currency loans (such as among mortgage and avtozaymov was up 80%), and the banks say collectors "FAS". But we must admit that more often targets of harassment of collectors are those that are poorly or not at all extinguishes extinguishes a small cash loans for equipment or credit cards. Moreover, such debts are sold wholesale banks collectors, and after the change of lender borrowers must repay the loans are not financial institutions, and debt collection companies.

How to save the guarantor of the loan

Many of those who once made the guarantor of the loan of relatives or friends, now forced to pay foreign debts. How can fend off this honorable mission, or at least maximize the deferral of payment. Using the advice, you can save your budget from unplanned costs of the loan money will tell. For fans of "extreme" it may be advisable to file a lawsuit on behalf of the relatives of the surety to be recognized as incompetent.
For fans of "extreme" it may be advisable to file a lawsuit on behalf of the relatives of the surety to be recognized as incompetent. In the case of a counter-claim from the bank all the disputes in court will occur with the participation of the board of trustees, which is unlikely to give consent to the alienation of property incapacitated.

Credit temptation

After a long lull, people again began to plant on retail loans, writes Business Capital. The revival of lending to the population this year took place gradually.
Favorite game domestic financiers under the title "Cattle-pen" Alena "continues. C beginning of the economic crisis and the growth of defaults on loans physical persons bankers vowed to turn all the shares to the public and to freeze retail, ceasing to plant on their loans. But they held out for long. Surrendered financiers in July: on auto loans and mortgages began to cut interest rates to reduce the size of the initial fee and prolongs the allocation of funds. Bankers have realized that by not crediting the people, they can not get out of chronic losses, which are mired in 2009

Overview of the mortgage market on July 13

Banks offer the old loans to new borrowers. Bargain whether and how great the risks found out the "Money". Banks offer the old loans to new borrowers.
Almost yesterday we were promised that the summer of 2010 will be an unprecedented release of the sale of secured apartments and houses, which simply bring down property prices. The prices are still holding on, but it does significantly increase the supply of property recovered from unscrupulous borrowers.
Now, almost every bank on the site has a section "sale of mortgages, where you can find apartments, cars, land, houses, warehouses and much more.

Mutual funds and online trading - that common?

Every second, more or less educated people, if not thoroughly know the mechanism of attachment and the principles of mutual funds, the words of mutual fund and unit heard for sure. Talking about the same popularity of Internet trading is not necessary yet. Shares of mutual funds today are considered one of the best tools available for investment. If you walk a few blocks of the city or read a couple of pages of financial publications, it must meet the advertisement or information on mutual funds. Ceychas in mutual funds began to invest even financially careful people. By contrast, according to a survey in 2005, the majority owners of Internet access do not consider Internet trading as a source of additional income, 30% of respondents do not know anything about online trading, and 45% - are simply not interested in what the stock market can earn through the Internet.